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Discussion Starter · #1 ·
The car industry has taken a bit of a kicking over the last year or so with falling registrations not helped by whole bunch of factors including Brexit, decline in diesel popularity, desire to switch to EVs and no affordable options...a big long list.

At times like this the automotive industry desperately tries to tum unregistered vehicles into used cars by supplying the leasing companies with options attached to guaranteed buy-back prices. For the consumers, i.e. us lot - this has mixed blessings:

1) It accelerates the erosion of the residual values of the vehicles already registered.
2) Provides the ability to lease a vehicle (either as a business or privately) at really silly money - less than the monthly depreciation if you'd bought the vehicle yourself.

So I find myself at a crossroads...keep the beloved RSQ3 or look at a low cost lease, dodge the depreciation/MOT/out of warranty risk bullets....
 

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No immediate change planned for me but thinking on your lines.
Now we’re on fixed income and savings, albeit not exactly struggling, that sort of known outgoing is appealing and easier to control.
 

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"desperately tries to tum unregistered vehicles into used cars"
I guess that means you are unlikely to be able to obtain anything specialist, such as an RS, that way. I also understand the appeal, should you be happy with a more 'run of the mill' model. Not that I am saying there is anything at all wrong with that, and my ego always wants all the bells and whistles. No doubt it has cost me a small fortune over the years.
 

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The cliche lease around me seems to be a low spec diesel Evoque...never driven one...but imagine it is pretty dire
 

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Discussion Starter · #5 ·
Some of us have foolishly wandered into the clutches of JLR...the memories of my then new 2012 Evoque experience still make me shudder...utter garbage, skin deep beauty without the engineering integrity that comes with an Audi as standard.
 

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Currently drifting across the South African wine region in a Vitara :oops:. Ok for a holiday but feels so i credibly cheap and plasticky. Don’t feel sorry for me, it’s 36c in the shade, if there was any.
While chuntering along, my dear lady and I discussed either sucking some tax free money from my pension or ISAs and going for the ‘big’ purchase.

But.....where do I go?
I like my Q3 but it does have negatives like the boot is a bit too small. Performance is fine enough but more is always better but the discussion about the RSQ3 have got me both interested and unsure.
The cars are great but servicing on a new, in warranty, car by dealers makes me really nervous. I currently use a mate down the road, not an indie, which is fine enough on a nearly 7 year old car.

So where to I look?
Thinking of going back to petrol as only doing around 5k a year.
Maybe around 250bhp, auto but not masses of toys.
New or barely used?
Q5 not so nice looking but used SQ5 could be fun? Or is RSQ3 better? Don’t really just want to buy an updated version of my current 177PS S-tronic.
Like the look of the E or F Pace but JLR worries me. Wife not keen on being a Jag owner as she thinks 65 too young.
Not Porsche or Lexus......

Replies in a plain brown envelope please.
 

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Supplementary....
PCP, HP, cash or what? Not discussed it with the boss but I guess £40k-ish max £50k but for a used car at that high end.

PCP looks like a three year recurring trap for very low miles and I am not a registration year snob as I have personal plate so HP could be good if finance is lower than my investment interest, which it could easily be.
The other option (I think) suggested by my finance guy is PCP and pay it off within the month to get the sales perks, either by cash or HP And then keep the car.

My brain hurts just thinking about it makes my brain fade....more wine please.
 

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David, I reckon your last option is the financial dogs wotsits and that's the way I bought mine. Go for a PCP, get the perks (£1200 in my case!) and pay it off straight away. The overhead is miniscule and there's no downside that I can see.
 

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Thanks Gromit.
All that saving over the years is paying off, if the end of the world doesn’t come before we’ve spent it.

But what sort of/which SUV? We both seem to have the same needs for a car we can slide into, not drop in and climb out. :(
 

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Discussion Starter · #10 ·
RSQ3...the new model will depreciate horrendously in the 1st year, I expect the current cars sitting at around £55-£60k to be available for around £38k by the end of the year if the 8U version was anything to go by and then the depreciation slows. Truth is the potential market for Audi to pursue is small...for the 2014-2017 period the 8U RSQ3 was available Audi UK registered 865 vehicles in total...meaning who in their right mind would want a compact SUV that has a drinking problem, chews a set of rubber every 18,0000 miles and makes an insurance broker grimace?

Audi are quoting 28mpg so expect 25mpg or a little more if you are lucky. Upsides - completely bonkers (insane?) performance, easy access to get in and out of with a reasonable amount of practicality where enormous parking spaces are not required. If you don't do many miles then the downsides won't be an issue - every day, every trip will be special, you'll go the long way home just because you can.
 
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Tbh w/ Covid-19 pandemic I'd expect sales to decline in the next days and months even more, and resale prices of performance and expensive models to stay afloat more easily.

Looking at an upside: without the breakthrough of a new model quotes of the old are going to remain more stable.
 

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Sleeping on it last night, ’silly’ power is probably not worth the expenditure and you’re dead right about the depreciation John.

As Gromit well knows, the only real fun driving in the south east is rapid overtaking (where my Q3 isn’t as quick as some of my previous cars) or the two miles of clear road you might get once in a while.

A UK holiday twice a year may give some relief. But the pot holes mean gentler suspension - the Q3 and my old X3 handled well enough for me, even with the big bike trailer on the back, although the X3 never noticed it, even with 2 bikes but the Audi feels it slightly when empty.

Added...
The broken surface and potholes here take up more roadspace than decent tarmac so big wheels would seem a bad move.

Inclining to an as new (insert car here).
 

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Spot on as usual, David. Where we are the priorities are fat tyres and forgiving suspension to cope with the omnipresent potholes, adequate performance to get you out of the sh1t and past the endless succession of continental HGVs, and a footprint small enough to fit in a standard parking space. Boring but that's the way life is down here in the bottom righthand corner of Boris' Kingdom.

I'm hanging onto my Q3 until I find a decent Q3-sized hybrid, which could take quite a while. I've got mine just the way I want it now so I'm just going to enjoy it while I wait. :cool:
 
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Recently test drove a few Macans and the V6 F-Pace.... Along with Tiguan, Ateca Cupra, XC40 T5, new RSQ3 etc

If you have the money, the Macan is best - either GTS or Turbo, about 2 years old. Problem is the image of Porsche drivers and the costs of servicing / parts.

F-Pace is a big car, but the supercharged engine is good. Handles well. Big depreciation on them and JLR worries.

I only just bought my 2016 RSQ3 but it makes the most sense as an overall package. I think the older RSQ3 is better to drive than the new one, and nearly as good as a Macan Turbo.
 

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Thanks Gromit and Lambic
we live in the same sad world Gromit, where it’s barely worth chucking big lumps of money at cars now.

Lambic, my mate had a used Macan S(?) for about £42k, ran it for a year or so then couldn’t sell it until he px’d for a 993 Porsche for about £25k but at least he has a car that will increase in value now, as will all his motorbikes. He can easily afford the loss though so I’m not crying. Neither my wife or I were that impressed with it, to be honest. The passenger side seemed very cramped for what is basically a tarted up Q5, in my eyes.

Ironically, he has just bought his wife a Vitara as a shopping/dog car.

While indulging in an extensive and satisfying wine tasting tour today we have decided on a slow burn until we have been to Northumberland in September and see how we feel then.....or I‘ll go shopping within a couple of weeks of getting back home, in the middle of March.

The trouble is, I don’t have a ‘dream’ car. we have already seen the Rolls SUV in Cape Town, which is absolutely massive and hideous and a Lamborghini SUV where we are at the moment...money doesn’t buy you class or style.
 

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David, I reckon your last option is the financial dogs wotsits and that's the way I bought mine. Go for a PCP, get the perks (£1200 in my case!) and pay it off straight away. The overhead is miniscule and there's no downside that I can see.
Hi Gromit,
I bought my used 2019 Q3 (from Peter Vardy Land Rover) with PCP as I got £1200 deposit contribution from Land Rover Finance if I used their PCP package. My car was already a couple of thousand pounds less than AUDI dealerships that were selling similar spec Q3's as mine. I have never used PCP as I always buy my cars outright before but I was encouraged by Land Rover to use the PCP to gain the £1200 contribution. The sales rep told me to make the first 3 monthly payments and then ask for a settlement figure from Land Rover Finance and he stated that it means that I would have only paid interest on the 3 months that I "borrowed" the finance for and leaving it the 3 months it means you don't lose the deposit contribution that you get as an incentive.
I have just made payment number 2 so I'll find out in a months time to see if the rep was correct.
I see mentions on here of the Evoque and after I did the deal to buy my Q3 I had to trade in my SEAT Ateca on the 31st December and Land Rover gave me an Evoque HSE as a courtesy car until my Q3 was ready, the passenger door mirror was missing the lane departure light and I had to wait for the V5 documents with my private reg plate so I had the Evoque for 2 weeks and it was terrible, couldn't get in a right driving position, rear view was shocking, reverse camera was like looking at a 1970's black and white portable TV. The only thing I liked about it was the memory seats.
This Q3 is my first AUDI and absolutely loving it with the exception of 2 very little niggles, 1 - wish it had memory seats, 2 - wish it had a rear camera washer.
 

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The salesdroid was right in one respect but very likely wrong in another. You should find that if you asked for a settlement figure even during the first month you'd probably get it including the £1200, just less the usual admin fees you'd pay anyway. The reason the main dealer tells you to wait three months is that if you don't it costs the dealer money. The Audi sales people were refreshingly honest in telling me this and I chose to wait the three months as I'd already screwed them down on price so hard they were unable to meet the price I was looking for without resorting to a PCP and frankly the pips were squeaking.
 

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Discussion Starter · #18 ·
Yeah - agreed Gromit, the dealer fibbed - the three months thing was more than likely so that they'd get the finance commission. The best option is to screw down a deal with all the incentives built in for taking a Finance deal, take the car and then ask for a settlement figure from the finance company. Pay off the balance within the 1st 30 days in total either with capital or hunt around for a more competitive loan rate whilst money is relatively 'cheap'. I fear that Neil will get a nasty, expensive settlement figure now.
 

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Ponderings during the mild 25c to 40c temperatures here today. Sorry to rub it in.
Thinking more and more about up to, say, £32k (with a guess at £9k ish for my Q3) and going for a 2 to 3 year old lower miles RSQ3, based on Autotrader prices and getting a £10k ish Mini Countryman AWD JCW. Or Cooper S to replace my wife‘s 2003 Cooper she bought new (cheaper to put a tow bar on). Probably the S as I gather the JCW is a tad on the firm side, as was my 2005 hatch JCW.

If my RSQ3 thoughts make sense, I would also use the Mini for town stuff and the Audi for proper journeys.

Any positives or negatives gratefully received.
My mileage to be only around 5k or so a year.
25mpg is ok with me as that is what my old 330i Coupe did.
 

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Part 2.
It looks like £30k is top whack for certain RSQ3s then a huge jump up from there so then out of my acceptability point.
Optimistic with the Mini Cooper S prices so not sure about going that route now but may still consider as I could get a potentially decent Audi for around £25k so up the second car budget. Current Mini has only done 37k in 17 years but Countryman SUV style would mean more use by me.
 
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