I took out insurance with Audi Insurance (Allianz) last year and it's renewal time and the premium has gone up by 60 pounds so I am shopping round for a new provider. However, I want one that only uses Audi approved garages if things go wrong. Can anyone recommend an insurer that will use Audi approved garages please?
Insurance renewal
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Hi Kew, and welcome to the forum.
As far as I'm aware there are no insurance companies that will automatically use Audi (or any other manufacturer) approved repair centres per se, but you have the power to insist on it. The only objections they raise are that if you choose the repair centre the insurance co. will not supply a loan vehicle, but as all repair centres these days supply one of their own this is not a problem.
Obviously if the Audi approved centre quote is significantly higher than the insurance co. expect you may have to "discuss" this with them, but this should not be a major issue.
Having a good insurance broker helps enormously with this and they will also find you the cheapest quote with a good insurance co. I've used one for 30 years plus and have found them an absolute boon, both in terms of money saved and administrative headaches prevented.
As far as I'm aware there are no insurance companies that will automatically use Audi (or any other manufacturer) approved repair centres per se, but you have the power to insist on it. The only objections they raise are that if you choose the repair centre the insurance co. will not supply a loan vehicle, but as all repair centres these days supply one of their own this is not a problem.
Obviously if the Audi approved centre quote is significantly higher than the insurance co. expect you may have to "discuss" this with them, but this should not be a major issue.
Having a good insurance broker helps enormously with this and they will also find you the cheapest quote with a good insurance co. I've used one for 30 years plus and have found them an absolute boon, both in terms of money saved and administrative headaches prevented.
I have done a fair bit of research now on this and discovered Audi Ensurance (free for 3 years) and they will deal with ANY insurance company and organise for a car to be repaired by Audi approved garages. Looks like they deal direct with the insurance company on your behalf - looks good if you ever need to claim.https://www.insurewithaudi.co.uk/Products/Ensurance/
The only reason I went with Audi Insurance last year was due to the fact that they guaranteed that they would only use Audi approved garages if there was a claim. However they are more expensive this year so I am looking at other options. Currently John Lewis Car Insurance looks reasonable and is recommended by Which......
The only reason I went with Audi Insurance last year was due to the fact that they guaranteed that they would only use Audi approved garages if there was a claim. However they are more expensive this year so I am looking at other options. Currently John Lewis Car Insurance looks reasonable and is recommended by Which......
Kew. Not sure whether you realise that the main thing about Audi Ensurance is that they pay the difference between the cost of having your car repaired at an Audi approved repairer, as opposed the the repairer designated by your insurance company. In addition, Audi Ensurance deal with all the paperwork. I believe Ensurance is free for 3 years.
I have just registered with Ensurance. My car renewal has arrived from LV and it is quite competitive.
Churchill is quite a bit cheaper and I am wondering if it matters who you insure with if Ensurance deals with everything and picks up any difference in costs?
Churchill is quite a bit cheaper and I am wondering if it matters who you insure with if Ensurance deals with everything and picks up any difference in costs?
Pick up new car friday so doing the insurance bit. I spoke to a girl at Audi Ensurancewhich is an accident management centre,who advised me to speak with LV to see if there would be any additional access charge when not using one of there repairers on the list,all they said was that they could not guarantee a courtesy car.Also Ensurance do not pick up any charges.
Bill, that is not the case re Ensurance. Yes, they are an accident management centre, but in addition, Audi will pay any difference in charges. The policy states" We will pay any additional damage repair costs not covered by your motor insurance policy because you have chosen to have your vehicle repaired at a Audi approved repairer using Audi approved OEM parts and paint" (Section 3). Here is the linkhttps://www.insurewithaudi.co.uk/library/pdf/Audi_Ensurance_policy_doc.pdf
Hi Bill
Last year I had a crash in my Golf (Pick up my NewQ3 this afternoon !!) I am insured with LV and insisted my car was repaired by a VW/Audi approved repairers (Tonbridge Coachworks) . LV paid for everything and there was no hassle as I chose my own repairer.
Found this on the interweb :
The Office of Fair Trading and The British Board of Motor Insurers have agreed that Motor Vehicle insurance policy holders have the right to choose where their vehicle is repaired, regardless of the insurance company's advice. Therefore you, as a policy holder are not obliged to use your insurer's approved repairer and you can insist on having your vehicle repaired by the accident repair centre that YOU choose.
Last year I had a crash in my Golf (Pick up my NewQ3 this afternoon !!) I am insured with LV and insisted my car was repaired by a VW/Audi approved repairers (Tonbridge Coachworks) . LV paid for everything and there was no hassle as I chose my own repairer.
Found this on the interweb :
The Office of Fair Trading and The British Board of Motor Insurers have agreed that Motor Vehicle insurance policy holders have the right to choose where their vehicle is repaired, regardless of the insurance company's advice. Therefore you, as a policy holder are not obliged to use your insurer's approved repairer and you can insist on having your vehicle repaired by the accident repair centre that YOU choose.
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